Investment

$140/60 minute session
$125/45 minute session
$85/30 minute session
*Note: If paying out of pocket, extended sessions are available to you upon request, billed at a prorated amount. Please discuss with your therapist if you are interested in this. 

$160/45 minute session
*Note: Rachel does not offer couples/family therapy exclusively, only as an adjunct to individual therapy on a limited basis. If paying out of pocket, extended sessions are available to you upon request, billed at a prorated amount. Please discuss with your therapist if you are interested in this. 

Variable, depending on the duration of the group and its focus. Contact us for details on current group offerings.

Variable, depending on needs, content, preparation time, and other factors. Contact us to discuss rates

Rachel Lucas Counseling, LLC accepts cash, checks, credit/debit cards and HSA/FSA cards as forms of payment. All fees are due at the time of service unless otherwise specified. 

Sliding Scale
Rachel Lucas Counseling, LLC offers reduced fees (also known as a sliding scale) for those with a demonstrated financial need or who otherwise could not access high quality therapeutic services. Please contact us or discuss this with your therapist to see if you are eligible.

Insurance
Our providers are considered “out-of-network” providers with insurance companies and therefore their services are not eligible to be billed directly to insurance. Rachel Lucas Counseling, LLC utilizes a couple of third party billing services who serve as an intermediary with insurance companies and have their own requirements and fees associated with their services, which may impact what you owe and include certain requirements as an option for utilizing insurance benefits for therapy. Alternatively, if you'd like to see one of our providers as "out-of-network" and submit a claim to your insurance company for reimbursement, this option is also available to you. You must pay the full fee at the time of service, then upon request will be provided a billing statement for services rendered so you may file an “out-of-network” provider claim or superbill to your insurance in order to request reimbursement. Both options may limit your therapy options regarding frequency, duration and type of therapy services that will be covered/reimbursed.

We cannot make any guarantees about how much, if any, portion of the session fees paid will be reimbursed by your insurance carrier.  If you wish to pursue the reimbursement option, it is highly recommended that you contact your insurance provider directly and ask the following questions to determine your benefit eligibility status and plan coverage as well as associated limitations, requirements, or out of pocket costs:

• Does my health insurance plan include mental health (psychotherapy) benefits?

• Do I have out-of-network mental health benefits?

• What is required in order to obtain and use my out-of-network mental health benefits?

• Do I have a deductible? If so, what is it and have I met it yet?

• If I have out-of-network mental health benefits, will I be reimbursed the full amount I paid, or a portion of it?

• Does my out-of-network plan limit my therapy sessions per calendar year and if so, how many sessions are allowed?

• What is the process for seeking out-of-network mental health benefit reimbursement?