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Investment

Therapy is an investment in your immediate and future self, and therefore should be valued as such. Below you can find information regarding fees for therapeutic services, information about insurance utilization, and how payments can be made.  

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Individual Therapy

$155/60 minutes | $140/45 minutes | $95/30 minutes


*Note: Sessions lasting longer than 60 minutes, also referred to as intensives, are available to you upon request, billed at a prorated amount. Please discuss with your therapist if you are interested in this. 

2

Couples/Family Therapy

$160/45 minute session | $180/60 minute session


*Note: Providers at Rachel Lucas Counseling do not offer couples/family therapy exclusively but will provide this service as an adjunct to individual therapy on a limited basis. Extended couples sessions (Intensives) are available to you upon request, billed at a prorated amount. Please discuss with your therapist if you are interested in this. 

3

Group Therapy

Variable, depending on the duration of the group and its focus. Fees for group therapy range from $35-150 per session. Contact us for details on current group offerings.

4

Consultation/Training/Workshops

Variable, depending on needs, content, preparation time, and other factors. Contact us to discuss rates

5

Methods of Payment

Rachel Lucas Counseling, LLC accepts cash, checks, credit/debit cards and HSA/FSA cards as forms of payment. All fees are due at the time of service. Payment plans are available on a case by case basis.

Sliding Scale
Rachel Lucas Counseling, LLC offers reduced fees (also known as a sliding scale) for those with a demonstrated financial need or who otherwise could not access high quality therapeutic services. Please contact us or discuss this with your therapist to see if you are eligible.

Insurance
Our providers are considered “Out-Of-Network” (OON) providers with insurance companies and therefore their services are not eligible to be billed directly to insurance. You can read more about why Rachel Lucas Counseling has decided against credentialing with insurance companies here

 

If you'd like to see one of our providers as "out-of-network" and submit a claim to your insurance company for reimbursement, this option is also available to you but must be discussed with and agreed upon with your provider ahead of time. Clients must pay the full service rate at the time of service, then will be provided a billing statement for services rendered in order to file an “out-of-network” provider claim (known as a superbill) to your insurance company with request for reimbursement.

 

Deciding to utilize your OON insurance benefits may result in limitations on the frequency, duration and type of therapy services that will be reimbursed.

As OON Providers, and due to the highly variable insurance plan coverages, we cannot make any guarantees about how much, if any, of the session fees paid for services rendered will be reimbursed by your insurance carrier.  If you wish to pursue the reimbursement option, it is highly recommended that you contact your insurance provider directly and ask the following questions to determine your benefit eligibility status and plan coverage as well as associated limitations, requirements, or out of pocket costs:

  • Does my health insurance plan include mental health (psychotherapy) benefits?

  • Do I have out-of-network mental health benefits?

  • What is required in order to obtain and use my out-of-network mental health benefits?

  • Do I have a deductible? If so, what is it and have I met it yet?

  • If I have out-of-network mental health benefits, will I be reimbursed the full amount I paid, or a portion of it?

  • Does my out-of-network plan limit my therapy sessions per calendar year and if so, how many sessions are allowed?

  • What is the process for seeking out-of-network mental health benefit reimbursement?

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