Forms & Fees
Therapy is an investment in your future self and should be valued as such.
Below you can find information regarding fees for therapeutic services, information on how insurance is handled, and how payments can be made.
Contact Rachel to initiate a free initial consultation. She will send you an invitation to create an account through Theranest. This process creates a secure portal for you to complete your intake forms, sign paperwork, enter insurance information, and make secure payments. Your therapist will not have access to your login or password, so please memorize them or save them in a safe place.
Fees for Services
$125/60 minute session
$100/45 minute session
$75/30 minute session
Couples/Family Therapy: $150/45 minute session
Group Therapy: Variable, contact me for details on current group offerings
Consultation/Training/Workshops: Variable, contact me to discuss rates
Methods of Payment
I accept cash, checks, credit/debit cards and HSA/FSA cards as forms of payment. All fees are due at the time of service unless otherwise specified.
Click here to access your existing account through Theranest.
I offer a sliding scale for those with a demonstrated need – please contact me to see if you may be eligible for a discounted fee.
I am in-network with Anthem Blue Cross Blue Shield.
For most other insurance companies, I am considered an “out-of-network” provider. Although you will pay the full fee at the time of service in these cases, I can provide you with a billing statement for services rendered so you may file an “out-of-network” provider claim or superbill to submit to insurance in order to obtain reimbursement.
I cannot make any guarantees about how much you will be reimbursed by your insurance carrier. If you wish to pursue this option, I recommend contacting your insurance provider and asking the following questions to determine your benefit eligibility and coverage as well as limitations and out of pocket costs:
Does my health insurance plan include mental health (psychotherapy) benefits?
Do I have out-of-network mental health benefits?
Is any pre-approval required before obtaining out-of-network mental health services?
Do I have a deductible? If so, what is it and have I met it yet?
If I have out-of-network mental health benefits, will I be reimbursed the full amount I paid, or a portion of it?
Does my out-of-network plan limit my therapy sessions per calendar year and if so, how many sessions are allowed?
What information and requirements need to be submitted for reimbursement?
No Surprises Act
"No Surprises Act:" Per the US Department of Health and Human Services (HHS):
"Effective January 1, 2022, the No Surprises Act (NSA) protects uninsured (or self-pay) individuals from many unexpectedly high medical bills. If an individual does not have certain types of health insurance, or does not plan to use that insurance to pay for health care items or services, they are eligible to receive a “good faith estimate” of what they may be charged, before they receive the item or service.
Once an uninsured (or self-pay) individual schedules an item or service... with a health care provider... that provider or facility must give them a good faith estimate of the amount it expects to charge for that item or service. A provider or facility must also give this good faith estimate when an individual requests it (regardless of whether they have scheduled the item or service)." This pertains to Section 2799B-6 of the Public Health Service Act.
A good faith estimate of expected charges is: 1) available in a written document that is clear, 2) understandable, and prominently displayed; 3) orally provided when the service is scheduled or when the patient asks about costs; and 4) available in accessible formats, and in the language(s) spoken by the patient.
If you are uninsured, self-pay, or out-of-network your counselor will offer you a "Good Faith Estimate" including total estimated cost of services within a certain timeframe. This “Good Faith Estimate” shows the costs of items and services that are reasonably expected for your health care needs for an item or service. The estimate is based on information known at the time the estimate was created. Please ask any questions you might have and discuss this with your provider, if it is applicable.