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Forms & Fees

Therapy is an investment in your future self and should be valued as such.

Below you can find information regarding fees for therapeutic services, information about insurance utilization, and how payments can be made.  

Current Clients

Click here to access your existing account through Theranest. 

New Clients

Please read through this website to get a sense of our approach and whether it might be a good fit for your therapeutic needs. Then Contact Rachel to request a free initial consultation if you believe that to be the case. Following your intake she will send you an invitation to create an account through Theranest. This process creates a secure portal for you to complete intake forms, sign or complete paperwork and assessments, enter billing information and make secure payments. Your therapist will not have access to your login or password, so please memorize them or save them in a safe place.

Fees for Services

  • Individual Therapy:

$140/60 minute session

$125/45 minute session​​

$85/30 minute session

*Note: If paying out of pocket, extended sessions are available to you upon request, billed at a prorated amount. Please discuss with your therapist if you are interested in this. 

  • Couples/Family Therapy:

$160/45 minute session

*Note: If paying out of pocket, extended sessions are available to you upon request, billed at a prorated amount. Please discuss with your therapist if you are interested in this. 

  • Group Therapy: 

Variable, usually $35-$50 per group session. Contact us for details on current group offerings

  • Consultation/Training/Workshops:

Variable, depending on needs, content, preparation time, and other factors. Contact us to discuss rates

Methods of Payment

Rachel Lucas Counseling, LLC accepts cash, checks, credit/debit cards and HSA/FSA cards as forms of payment. All fees are due at the time of service unless otherwise specified. 

Sliding Scale

Rachel Lucas Counseling, LLC offers reduced fees (also known as a sliding scale) for those with a demonstrated financial need or who otherwise could not access high quality therapeutic services. Please contact us or discuss this with your therapist to see if you are eligible.


Our providers are considered “out-of-network” providers with insurance companies and therefore their services are not eligible to be billed directly to insurance. If you'd like to see one of our providers as "out-of-network" and submit a claim to your insurance company for reimbursement, this is an option available to you. You must pay the full fee at the time of service, then upon request will be provided a billing statement for services rendered so you may file an “out-of-network” provider claim or superbill to your insurance in order to request reimbursement. ​

However, we cannot make any guarantees about how much, if any, portion of the session fee paid will be reimbursed by your insurance carrier.  If you wish to pursue this option, it is highly recommended that you contact your insurance provider directly and ask the following questions to determine your benefit eligibility status and plan coverage as well as associated limitations, requirements, or out of pocket costs:

  • Does my health insurance plan include mental health (psychotherapy) benefits?

  • Do I have out-of-network mental health benefits?

  • What is required in order to obtain and use my out-of-network mental health benefits?

  • Do I have a deductible? If so, what is it and have I met it yet?

  • If I have out-of-network mental health benefits, will I be reimbursed the full amount I paid, or a portion of it?

  • Does my out-of-network plan limit my therapy sessions per calendar year and if so, how many sessions are allowed?

  • What is the process for seeking out-of-network mental health benefit reimbursement?

No Surprises Act

"No Surprises Act:" Per the US Department of Health and Human Services (HHS):

"Effective January 1, 2022, the No Surprises Act (NSA) protects uninsured (or self-pay) individuals from many unexpectedly high medical bills. If an individual does not have certain types of health insurance, or does not plan to use that insurance to pay for health care items or services, they are eligible to receive a “good faith estimate” of what they may be charged, before they receive the item or service.

Once an uninsured (or self-pay) individual schedules an item or service... with a health care provider... that provider or facility must give them a good faith estimate of the amount it expects to charge for that item or service. A provider or facility must also give this good faith estimate when an individual requests it (regardless of whether they have scheduled the item or service)." This pertains to Section 2799B-6 of the Public Health Service Act.

A good faith estimate of expected charges is: 1) available in a written document that is clear, 2) understandable, and prominently displayed; 3) orally provided when the service is scheduled or when the patient asks about costs; and 4) available in accessible formats, and in the language(s) spoken by the patient.


If you are uninsured, self-pay, or out-of-network your counselor will offer you a "Good Faith Estimate" including total estimated cost of services within a certain timeframe. This “Good Faith Estimate” shows the costs of items and services that are reasonably expected for your health care needs for an item or service. The estimate is based on information known at the time the estimate was created. Please ask any questions you might have and discuss this with your provider, if it is applicable. 

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